What Do I Do with the Car When a Loved One Dies?
A step-by-step guide to transfer the car to an heir or surviving spouse without opening a probate.
When someone dies owning a car, one of the first things to do is to immediately secure and safely store the vehicle. Then, any existing auto insurance policy should be reviewed to determine if coverage exists and the insurance company should be contacted so that an endorsement to the automobile insurance policy can be issued. All parties should then be instructed to not use the automobile until the proper insurance is in place.
Once these steps have been taken, the next step depends on several factors, including:
- whose name is on the certificate of title
- whether the certificate of title can be found,
- whether the decedent died with a Will or not,
- whether there is a surviving spouse,
- whether the title was held by the decedent alone or with others, and
- whether title has been devised in a Will.
Under Florida Probate Law, a surviving spouse, or if none, the children, are entitled to exempt property, which includes up to two automobiles used by the decedent or members of the decedent’s immediate family as a personal automobile. Therefore, before distributing a car, it must be determined if it will be claimed as exempt property.
Please note, if an automobile is devised in the Will, then it’s not exempt property and it should be transferred to the proper recipients as early in the administrative process as possible. Most cars decline in value so the sale or distribution of the car should take place early if a probate estate is opened.
Procedure to Transfer a Car Title
After the issues above are addressed, the proper party should then proceed to a transfer agent (a tag agency or a Division of Motor Vehicle (DMV) office) to facilitate the transfer of the automobile. There are different DMV forms to be used depending on whether a probate estate has been opened.
If no Estate is being administered and it is not in debt, then Form 82040 is used along with a copy of a death certificate and a copy of a will, if it exists, are used to transfer ownership (Florida Statute 319.28 allows for the transfer of a vehicle by operation of law, which means a certificate of title can be issued to an heir at law).
If an estate has been opened, the Personal Representative has the authority to sign the reverse side of the certificate of title and transfer ownership when the transfer agent is presented with the Letters of Administration.
How Can Larry Schott Help?
Florida lawyer Larry Schott has been assisting clients with the probate process for more than 32 years. He is dedicated to successfully resolving all issues and answering all questions that arise throughout the probate process.
Larry will do everything he can to help you and your family through this difficult time, and Larry’s clients know that they will deal personally with Larry and not some member of the firm’s support staff or a probate paralegal.
Larry represents clients in all Florida probate matters including:
- Formal Administration
- Ancillary Probate
- Summary Administration
- Florida Intestate Probate
- Will Contests
- Probate Lawsuits
- Undue Influence and Lack of Capacity claims
- Wrongful Death Claims
- Debts owed by and to the Decedent
- Locating Heirs
- Sale of Real Property
- Management of Business Interests
- How To Remove a Deceased Person’s Name
- Transfer of Florida Real Estate After Death
- Broward County Probate Requirements
- What Do I Do with the Car When a Loved One Dies?
To learn more about Larry and his qualifications, click on this link: Broward County Probate Attorney.
Do You Have a Question?
If you have a question about a Florida Probate issue, then feel free to give Larry Schott a call for a free consultation.
Please fill out the “Contact Us” form to ask a question or you can call us at 954-880-1302. We promise to get back to you promptly. Ask now.
_________________________________________
Your Broward County Probate Lawyers
Call (954) 880-1302